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Decision Log & Grantor Intent

Write down the why, not just the what.

The Decision Log keeps your reasoning for unequal shares, trustee choices, and every later change in one dated record. Your family reads the plan you meant to leave, not the version they remember.

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Your intent, recorded where everyone can find it

Wells Fargo found that 61% of surveyed adult children reported hurt feelings, fairness fights, estrangement, or legal battles tied to inherited wealth. A written reason is the best place to start.

Explain unequal shares in your words

Flag any distribution that differs and write the reasoning behind it, attached to the trust section it applies to. A smaller share reads as a considered decision, not favoritism.

Flag · Unequal distribution

  • Plain-language letter of intent templates, including blended families and unequal distributions
  • Link each entry to the part of the trust it explains
  • Draft privately before anyone else sees a word

Grantor intent entry

  • FlagUnequal distribution
  • RecipientStepchild's share
  • Attached toTrust section on distributions
  • DraftSaved, only you can see it

You choose when it is released

Set each entry to stay hidden until you are ready, such as at your family review. You introduce the reasoning yourself instead of letting it surface before you can explain it.

Visibility · Release at family review

  • Visibility options such as Release at family review
  • Preview exactly what each heir will see before you send anything
  • Add the entry to the agenda for your scheduled family review

Release controls

  • VisibilityRelease at family review
  • Preview asStepchild, oldest son
  • AgendaFamily Plan Walkthrough
  • StatusScheduled for release

A dated record for every decision

Executors and trustees log why they acted, such as delaying a first distribution until creditor notices are done. Each entry carries a date, so questions are answered with a record, not a recollection.

Decision · Delay first distribution

  • Timestamped entries your family can point to later
  • Drafts saved on your device if your connection drops, then synced
  • Shared with the roles you permit, and no one else

Trustee decision entry

  • DecisionDelay first distribution
  • ReasonCreditor claim period still open
  • Logged byExecutor
  • SyncSynced

From hard conversation to written record

You do not have to say it perfectly the first time. You only have to start.

  1. 1

    Start a transfer

    Name your plan and tell us about your trust. Add your spouse, your executor, and your heirs as people with roles.

  2. 2

    Write your intent

    Open the Decision Log and use a template to explain why a share is unequal. Attach it to the trust section it covers.

  3. 3

    Preview what heirs see

    Check the plan as each person would see it. Adjust anything before an invitation goes out.

  4. 4

    Set the release

    Choose when each entry becomes visible, and add it to your family review agenda.

  5. 5

    Keep it current

    Log new decisions as your family changes. The record stays dated and in one place.

Questions about the Decision Log

Does this replace my attorney or my trust documents?

No. Wealth Transfer sits alongside your attorney and links to the documents they prepared. It records your reasoning and coordinates your family; it does not draft or execute legal documents.

Will my stepchild or other heirs see my reasoning right away?

Only when you decide. You can keep an entry private as a draft, or set it to release at your family review. You can preview what each person sees before sending any invitation.

I find this emotionally hard to write. Where do I start?

Start from a plain-language letter of intent template, including ones for blended families and unequal distributions. Writing it out forces you to say why, and you can revise it as many times as you like before anyone reads it.

What if I lose my connection while writing?

Your draft is saved on your device and syncs automatically when the connection returns. You will see a pending-sync tag turn to synced once it is safe.

Can trustees and executors use the log too?

Yes. Executors and trustees can record why they delayed a distribution or took a step, with a date on each entry. You control which roles can view or add entries.

What does it cost?

The decision log is part of Family Complete at $39/month. Family Start is $19/month, and advisors can offer it to client families through Advisor Essentials at $199/month or Advisor Pro at $499/month.

Say it once. Let it last.

Start a transfer and write down why, while you can still explain it yourself.

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